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    NAFA is a young and enterprising company that believes in providing an empowering work environment to the talent who help us succeed. Operating in a growing and developing marketplace, we at NAFA maintain a unique family atmosphere, mutual cooperation, dedication, loyalty and unlimited support – both among our employees and between our company and our customers.

If you are looking for an exciting career, we invite you to search for job vacancies within our organization. If you don’t see an opening that suits your skills and talents, we invite you to register your details so we can keep it on file for any future openings you would be fit for. Browse Our Opportunities Now!


1.   Position Name : Executive???Business?Development?&?Operations Job Location :Chattisgadh, Pune, Sangli, Bhopal, Solapur, Baroda, Salem

Experience Range Min 2 years
Location Chattisgadh, Pune, Sangli, Bhopal, Solapur, Baroda, Salem
Education Any gradute preferably agriculture
Job Description

? Fair understanding of grass?root Agriculture dynamics in region ? Fair understanding of NBFC/FI value chain from business solicitation to collection. Well?versed with understanding of financing requirement of customers engaged in agri related activities, market dynamics in agri?finance space and understanding of credit?worthiness of the customer/customer segments in an environment where information opacity is very high ? Ability to relate/co?relate information, findings during undertaking business solicitation ? Reasonable communication capability both oral & written ? Reasonable level of capability to work on excel, ppt, word etc. ? Prior experience with NBFC/Financial institution shall have added advantage ? High level of perseverance to ensure achievement of business goals ? Broad role requirement ? Day?to?day business solicitation in coordination with team members of Netafim India and administration of Business ? Own the responsibility for meeting overall business target for NAFA & Netafim India under financing scheme/s in the designated region ? Ensure efficient level of client servicing of the existing customers through Netafim India field team/s ? Act on escalated issues submitted/raised by the Regional team of Netafim India, mainly pertaining to NAFA?s products & operations ? Implement (with support from Netafim India field team) local area promotional activities ? Provide training & hand?holding support to the field staff of Netafim India field team/s on customer acquisition, KYC, ? product & pricing details, documentations and other operational aspects ? Ensure timely collection of application from the sales/field team/s of Netafim India, verification of the same, 1st level ? Document?based KYC verification/check and document authentication & adequacy check etc. ? Meeting key all prospective & existing clients, business partners, other associates and conduct personal discussions ? on periodic basis ? Ensure timely collection of dues and submit periodic reporting of collection status ? Rigorous follow up for collection of overdue accounts with active support from Netafim India field team/s

2.   Position Name : Legal Manager Job Location :HO

Experience Range 5-7 years
Location HO
Education Law degree and admission to the Bar-India A Masters degree will be an added advantage
Job Description

? To provide expert legal advice regarding corporate law matters in order to minimize risk to the business and provide expert advice on legal implication ? Represent the organization in any legal disputes. Manage Litigations in civil, criminal and consumer matters. Drafting, attending courts, handling police matters, briefing and coordinating with advocates, solicitors and counsels ? To acquire licenses and registrations from statutory authorities ? Manage Property matters ? Leave & License, lease, conveyance, title clearance, due diligence ? Empanel and coordinate with law firms at various locations of operation ? Monitor and supervise legal evaluation of collateral properties as per the client application ? Supervise drafting and preparation of legal agreements and deeds ? Scrutinizing vendor agreements and other legal documents ? Monitor and supervise legal follow ups recommended by the collections and recovery team ? Monitor and supervise legal reminder process for each client on a case by case basis ? Monitor sharing of results of legal follow ups with collection team and Head, Risk. ? HR legal support ? Industrial Dispute matters ? Monitor and ensure implementation of court orders within least possible time ? Review and advise management on legal implications of internal policies and procedures. ? Advise on legal issues in relation to rural & agri lending business in India, including legal and regulatory developments ? Formulate compliance check-lists to be used for the purpose of ensuring that all information required is provided accordingly. ? Continuously monitor compliance with statutory obligations and advise management accordingly ? Identify bottlenecks in legal process and recommend changes ? Draft, review product terms and conditions, processes, disclosure documents and other product related agreements ? Supervise filing and maintenance of original legal documents ? Supervise digitization of legal documents as and when the digitization process is recommended by the company policy in coordination with IT Head ? Supervise maintenance of database of Legal actions and follow ups through co-ordination with IT team

3.   Position Name : Credit Analyst- (Agri Loans) Job Location :HO

Experience Range 2 years
Location HO
Education Any graduate/Post graduate (Agri. graduate preferred) - any specialization Credit/Agri. Management will be an added advantage
Job Description

1. To provide sound and independent unsolicited credit advice, recommendations and quality feedback on Agri credit proposals 2. Underwriting of retail Agri loans, Agri project financing under Priority sector while analysing overall risk & exposures of customers, risk assessment, internal / external rating, mitigates etc. 3. As per authorizations, presenting the proposals to various sanctioning forums and get it sanctioned from approving authorities satisfying all their queries 4. Interacting with customer during PD, understanding the business working capacity, inventory of the business etc. Field visit to customer?s farm, home, water source, project site etc. whenever necessary 5. Manage processing and disbursement of loans for the allocated portfolio 6. Evaluating documents i.e. Pre sanction and post sanction documents 7. Manage and monitor post sanction process of the allocated loan portfolio including documentation, ROC creation, Mortgage execution, legal vetting of documents and disbursements etc. 8. At post approval stage checking of property documents, Legal & Valuation report 9. Monthly/periodical monitoring and reporting of the overdue positions, recovery, utilization of limits, AML alerts etc. 10. Manage and ensure timely renewal and enhancement of portfolio while adhering to company?s credit and product policies 11. MIS updating and sharing on daily basis for the entire underwriting team for all products 12. Coordination with sales team of various region to resolve discrepancy 13. Custodian of documents Interface with RBI, internal auditors and MIS preparation for all loan proposals getting generated 14. Make necessary recording and monitor collateral maintenance

4.   Position Name : Credit Executive/SO Job Location :Aurangabad

Experience Range 4+ years
Location Aurangabad
Education Minimum Graduate (full time)
Job Description

Assist & managing process of loans, Monitoring and co-ordinating the process

5.   Position Name : Credit Executive/SO Job Location :HO

Experience Range 2 years
Location HO
Education Minimum Graduate (full time)
Job Description

Assist & managing process of loans, Monitoring and co-ordinating the process

6.   Position Name : Credit - DM Job Location :HO

Experience Range 4 years
Location HO
Education Minimum Graduate (full time)
Job Description

Underwriting of Micro & Small Enterprise (MSE) loan, retail agri financing, agri project financing under Priority sector while analyzing overall risk & exposures of customers, risk assessment, internal / external rating, mitigants etc. ? Assist to develop credit appraisal memo, credit policies, manuals etc. ? Assist in formulating & implementing Risk Control & Credit Management processes/strategies

7.   Position Name : Credit Executive/SO Job Location :Aurangabad

Experience Range 2 years
Location Aurangabad
Education Minimum Graduate (full time)
Job Description

Assist & managing process of loans, Monitoring and co-ordinating the process

8.   Position Name : Credit Analyst- Dealer Finance Job Location :HO

Experience Range 2 years
Location HO
Education Any graduate/Post graduate (Agri. graduate preferred) - any specialization Credit/Agri. Management will be an added advantage
Job Description

1. To provide sound and independent unsolicited credit advice, recommendations and quality feedback on Agri SME credit proposals 2. Handling all type of short term (WC) loans for Agri SME Enterprises 3. Credit Appraisal including financial analysis to understand the business targets and achievements their pattern, potential business for current years, liquidity position and repayment capacity of the firms/entities, preparation of appraisal notes , credit checks like Credit bureau, FI, legal, technical etc. 4. As per authorizations, presenting the proposals to various sanctioning forums and get it sanctioned from approving authorities satisfying all their queries 5. Interacting with customer during PD, understanding the business working capacity, inventory of the business etc. 6. To manage and monitor local credit portfolio and other risks on a proactive basis by having in-depth knowledge of individual credit takers 7. Manage and ensure timely renewal and enhancement of portfolio while adhering to company?s credit and product policies 8. Ensure that adequate training is imparted to all value chain stakeholders

9.   Position Name : Credit- Asst Manager Job Location :Aurangabad

Experience Range 4 years
Location Aurangabad
Education Minimum Graduate (full time)
Job Description

Underwriting of Micro & Small Enterprise (MSE) loan, retail agri financing, agri project financing under Priority sector while analyzing overall risk & exposures of customers, risk assessment, internal / external rating, mitigants etc. ? Assist to develop credit appraisal memo, credit policies, manuals etc. ? Assist in formulating & implementing Risk Control & Credit Management processes/strategies

10.   Position Name : Credit Manager- SME & Retail-Agri Job Location :HO

Experience Range 5 years
Location HO
Education Minimum Graduate (full time)
Job Description

? Underwriting of Micro & Small Enterprise (MSE) loan, retail agri financing, agri project financing under Priority sector while analyzing overall risk & exposures of customers, risk assessment, internal / external rating, mitigants etc. ? Assist to develop credit appraisal memo, credit policies, manuals etc. ? Assist in formulating & implementing Risk Control & Credit Management processes/strategies ? Manage processing and disbursement of loans for the allocated portfolio ? Act as internal Process Auditor and reviewer for MSE/project advances ? Manage allocated NPA and Overdue portfolios ? Manage and monitor post sanction process of the allocated loan portfolio including documentation, ROC creation, Mortgage execution, legal vetting of documents and disbursements etc. ? At post approval stage checking of property documents, Legal & Valuation report ? Monthly/periodical monitoring and reporting of the overdue positions, recovery, utilization of limits, AML alerts etc. ? Assist in mapping business requirements & coordinating in developing & implementing processes in line with the present guidelines, lead and/or assist selected process initiatives ? Monitoring the overall functioning of processes pertaining to allocated portfolio, identifying improvement areas & implementing adequate measures to minimize credit risks ? MIS updating and sharing on daily basis for the entire underwriting team for all products ? Coordination with sales team of various region to resolve discrepancy ? Custodian of documents Interface with RBI, internal auditors and MIS preparation for all loan proposals getting generated ? Make necessary recording and monitor collateral maintenance

11.   Position Name : Internal Audit & Credit Control Job Location :HO

Experience Range 2 years
Location HO
Education Any graduate/Post graduate (Agri. Graduate preferred) - any specialization Credit/Agri. Management will be an added advantage
Job Description

1. Supporting the Credit & Risk Manager for identification gaps in existing process exposing organization to higher risks. 2. Managing credit & operational risk of agricultural finance through audits of credit parameters & evaluation process, documentation & other laid down policy & process (Planning, execution, reporting & following up for compliance) 3. Ensuring compliance to set regulatory guidelines related to KYC, AML, Agri. finance etc. 4. Ensuring empanelment of outsourced agencies (Legal, Technical & FI) keeping track of laid down process followed by these agencies & timely payment of service charges to these agencies. 5. Customer Complaint Management- Maintaining customer complaint MIS, ensuring timely closure of complaints collaborating with respective functions & ensuring timely closure. 6. Assisting in development of training modules on organizational processes, policies, guidelines relevant to Credit & Operation functions. 7. Ensure that adequate training is imparted to all value chain stakeholders

12.   Position Name : Finance - CA Job Location :HO

Experience Range 6-10 years
Location HO
Education CA
Job Description

Accounting: Preparing and maintaining statutory books of accounts viz. journal, ledger, cash book in compliance with time & accuracy norms ? Preparing Budgets and variance analysis across all business verticals. Preparing cash flows, debtor?s analysis. Taxation : ? Preparing tax plans and responsible for payment of various statutory dues like Service Tax , Stamp Duty, TDS , Income Tax , Filing of Statutory Returns etc. ? Ensuring compliance with taxation related regulatory requirements (Income Tax, Service Tax, FBT, TDS and ROC) by timely filing of statements and reports, filing returns, computing and remitting taxes ? Financial Management and Control ? Ensure that financial records and accounts are accurate , complete and timely ? Evaluate the periodical variance of the actual with the Budget Plan and coordinate with the Functions to bring in efficiency ? Compliance Reporting ? Identify & implement measures to comply with regulatory guidelines/requirements pertaining to accounting, credit, market, operational and legal aspects and review usual and significant contingencies & commitments along with other relevant terms ?

13.   Position Name : Finance - CA Job Location :HO

Experience Range 3-5 years
Location HO
Education CA
Job Description

"Posting Accounting entries-Accounts receivable, accounts payable,General ledger, Bank Transactions Monthly Closing entries, provisions, prepaid expense etc. Ensuring timely accounts payable, payment processing, Bank reconsiliation Mantaining details relating to customer loan , disbursement , loan repayment, interest payable & paid Understaing of the Tax Laws such as VAT, CST, Income Tax, TDS processing Reconciliation of outsyadings and transactions between books of group companies, report preparation & report generation pertaining to internal and external reporting"

14.   Position Name : Treasury Manager Job Location :HO

Experience Range 5 years
Location HO
Education Minimum Graduate (full time). CA is preferred.
Job Description

Networking with key industry players including Institutional investors, financial institutions, multilateral agencies, PE companies etc. and create a platform to seek investments ? Liaising and maintain relationship with existing lender/s ? Identification of new banking relationships for debt raising on an on-going basis ? Taking care of cash management encompassing management of inflows and outflows of funds with the objective of meeting the requirements of funds and also to reduce the average cost of borrowings ? Timely Servicing of debt ? Management and appropriate investments of surplus funds ? Adherence to guidelines and coordination with various parties for smooth issuance of various instruments ? Adhering to Internal controls, approval authorities and being compliant as per the regulatory guidelines and Board directives ? ALM management / Systems development / Compliance, etc. ? Ensure seamless fund availability at optimal cost for the company ? Liaise with external legal consultants/ experts to analyse the legal/ regulatory implications of pursuing any investment/fund raising strategies ? Develop an integrated treasury management process while adopting to industry best practices ? Design and implement internal controls Skill-sets?To take care of the responsibilities mentioned above

15.   Position Name : PHP Developer Job Location :HO

Experience Range 3+ years
Location HO
Education BCA / MCA/ BE / B.Sc ( IT) or equivalent
Job Description

Core PHP Development. ? Work with the project teams to develop UI Analyze functional requirements ? Create User Interface Define/ customize style guide and user experience ? Create prototype with navigation and drill down

16.   Position Name : PHP Developer Job Location :HO

Experience Range 2 years
Location HO
Education BCA / MCA/ BE / B.Sc ( IT) or equivalent
Job Description

Core PHP Development. ? Work with the project teams to develop UI Analyze functional requirements ? Create User Interface Define/ customize style guide and user experience ? Create prototype with navigation and drill down

17.   Position Name : PHP Developer Job Location :HO

Experience Range 2 years
Location HO
Education BCA / MCA/ BE / B.Sc ( IT) or equivalent
Job Description

Core PHP Development. ? Work with the project teams to develop UI Analyze functional requirements ? Create User Interface Define/ customize style guide and user experience ? Create prototype with navigation and drill down

18.   Position Name : Collection -MIS Job Location :HO

Experience Range 2 years
Location HO
Education Minimum Graduate (full time) with expertise in advanced Microsoft Excel.
Job Description

Preparing and auditing data and effective communication with user community. ? Strong understanding and working knowledge of advanced excel skills, automation, dashboard reporting, excel VBA automation and macros ? Ability to prepare, consolidate, validate, analyze & audit data and generate reports ? Should strive to consistently help automate internal reporting practices and ongoing database cleaning activities ? Able to communicate effectively with the user community, IT, clients and any other external body ? Extremely high levels of attention to detail and knowledge retention ? Good verbal & written communication skills in Marathi, Hindi & English ? Pleasing personality & excellent telephone etiquettes & netiquettes ? Matured & courteous behaviour ? Should be highly enthusiastic and diligent ? Strong interpersonal skills - able to co-ordinate and work with different functions ? Strong organizational and time management skills. ? Strong analytical skills, strong sense of customer service

19.   Position Name : MIS - AM Job Location :HO

Experience Range 4 years
Location HO
Education Minimum Graduate (full time) with expertise in advanced Microsoft Excel.
Job Description

Preparing and auditing data and effective communication with user community. ? Strong understanding and working knowledge of advanced excel skills, automation, dashboard reporting, excel VBA automation and macros ? Ability to prepare, consolidate, validate, analyze & audit data and generate reports ? Should strive to consistently help automate internal reporting practices and ongoing database cleaning activities ? Able to communicate effectively with the user community, IT, clients and any other external body ? Extremely high levels of attention to detail and knowledge retention ? Good verbal & written communication skills in Marathi, Hindi & English ? Pleasing personality & excellent telephone etiquettes & netiquettes ? Matured & courteous behaviour ? Should be highly enthusiastic and diligent ? Strong interpersonal skills - able to co-ordinate and work with different functions ? Strong organizational and time management skills. ? Strong analytical skills, strong sense of customer service

20.   Position Name : Telecaller Job Location :HO

Experience Range 2 years
Location HO
Education Minimum Graduate (full time) with expertise in advanced Microsoft Excel.
Job Description

Should have strong negotiation and convincing skills Should able to read, write and speak Marathi. (Must Qualification) Should possess strong telecalling collection skills Must be well versed with MS office, importantly with Ms Excel & Power Point. Should be a good team player.

21.   Position Name : SI-Executive Job Location :HO

Experience Range 2 years
Location HO
Education Minimum Graduate (full time) with expertise in advanced Microsoft Excel.
Job Description

? Business Generation under new & strategic initiatives (of the organization) through existing customers & references ? Lead generation support to field teams through primary & secondary research ? Driving direct business development activities under the new & strategic initiatives ? Plan & execute all marketing activities for the organization ? Designing marketing campaigns, POP materials, media materials and execute marketing & promotional plans ? Setting up lead management system and institute efficient monitoring system and analyse lead ageing bucket movement ? Conduct product promotion activities ? Undertake customer database management on an on-going basis and share trends, patterns, results etc. with relevant team members ? Standardization of periodic status report pertaining business development, leads generated, promotional & marketing activities and future plans

22.   Position Name : Collection Coordinator Job Location :Sangli

Experience Range 3 years
Location Sangli
Education Minimum Graduate (full time).
Job Description

Co-ordinating field investigation, collection & recovery efforts/initiatives and supporting field teams, agencies in collection of dues/overdues through analysis and relevant communication ? Develop reporting systems to manage, monitor and report activities related to collection, recovery, overdue portfolio and non performing portfolio ? Responsible all collection related MIS ? Maintaining constant liaison with the legal firms (local/corporate) on matters relating to legal suits of the organization pertaining to loans ? Fixation and monitoring Daily Recovery Report (DRR) on timely basis

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